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AI receptionist laws, state by state

An AI receptionist is legal in every state. What changes is the recording notice and the AI disclosure. 9 states are all-party for recording (California, Florida, Illinois, Maryland, Massachusetts, Montana, New Hampshire, Pennsylvania and Washington), and 5 are mixed (Connecticut, Delaware, Michigan, Nevada and Oregon); the rest let a party record without telling the caller. Maine, Utah and, through 2026, Colorado have AI disclosure rules that reach a business's phone agent. We build and manage AI receptionists for businesses in any state, and we recommend putting both the recording notice and the AI disclosure in the greeting.

Researched and written by Modern Mustard Seed in Kalispell, Montana. Checked October 26, 2026. Each rule links to the statute we read; each state links to its own page with the full text.

Painting: Mr. Mustard relaxes in a white hammock between two palm trees on a quiet beach, his phone resting on his chest and the seed dog asleep in the shade
The table

Recording consent and AI disclosure in every state

One-party means a business on the call may record it without telling the caller. All-party means every person on the call has to consent, and the practical standard is a spoken notice at the start of the call, captured inside the recording. Mixed means the answer depends on the statute, the court reading, or phone versus in person; the state page says which.

Call recording consent rule, statute, AI disclosure law and time zones for the 50 states and DC, checked October 26, 2026
StateRecording consentStatuteAI disclosure lawTime zones
AlabamaOne-partyAla. Code 13A-11-30(1); 13A-11-31None for business phone agentsCentral
AlaskaOne-partyAlaska Stat. 42.20.310(a)(1); 42.20.390None for business phone agentsAlaska, Hawaii-Aleutian
ArizonaOne-partyA.R.S. 13-3005; 13-3012(9)None for business phone agentsMountain
ArkansasOne-partyArk. Code Ann. 5-60-120(a)None for business phone agentsCentral
CaliforniaAll-partyCal. Penal Code 632(a); 632.7(a); 637.2 (civil action)Health care, large firms (2027), dialersPacific
ColoradoOne-partyC.R.S. 18-9-303(1)(a); 18-9-304(1)(a)Yes, through Dec. 31, 2026Mountain
ConnecticutMixedConn. Gen. Stat. 53a-187(a), 53a-189 (criminal); 52-570d(a) (civil, telephone)Companion-bot law excludes customer serviceEastern
DelawareMixed11 Del. C. 2402(c)(4); 11 Del. C. 1335(a)(4)None for business phone agentsEastern
FloridaAll-partyFla. Stat. 934.03(1), (2)(d)None for business phone agentsEastern, Central
GeorgiaOne-partyO.C.G.A. 16-11-66(a); 16-11-62(1)Companion-bot law excludes customer serviceEastern
HawaiiOne-partyHaw. Rev. Stat. 803-42(b)(3)(A); 711-1111(1)(d)None for business phone agentsHawaii-Aleutian
IdahoOne-partyIdaho Code 18-6702(2)(d)Companion-bot law excludes customer serviceMountain, Pacific
IllinoisAll-party720 ILCS 5/14-2(a)(2); 14-1(d), (g); 14-3(j)None for business phone agentsCentral
IndianaOne-partyInd. Code 35-31.5-2-176; 35-33.5-5-5None for business phone agentsEastern, Central
IowaOne-partyIowa Code 808B.2(2)(c); 727.8Companion-bot law excludes customer serviceCentral
KansasOne-partyK.S.A. 21-6101(a)(1), (a)(4)None for business phone agentsCentral, Mountain
KentuckyOne-partyKRS 526.010; 526.020None for business phone agentsEastern, Central
LouisianaOne-partyLa. R.S. 15:1303(C)(4)None for business phone agentsCentral
MaineOne-party15 M.R.S. 709(4); 710(1)Yes, when it could pass for humanEastern
MarylandAll-partyMd. Code, Cts. & Jud. Proc. 10-402(c)(3)None for business phone agentsEastern
MassachusettsAll-partyMass. Gen. Laws ch. 272, s. 99(B)(4), (C)(1)None for business phone agentsEastern
MichiganMixedMCL 750.539a(2); 750.539cNone for business phone agentsEastern, Central
MinnesotaOne-partyMinn. Stat. 626A.02, subd. 2(d)None for business phone agentsCentral
MississippiOne-partyMiss. Code Ann. 41-29-531(e)None for business phone agentsCentral
MissouriOne-partyMo. Rev. Stat. 542.402.2(3)None for business phone agentsCentral
MontanaAll-partyMont. Code Ann. 45-8-213(1)(c), (2)(a)None for business phone agentsMountain
NebraskaOne-partyNeb. Rev. Stat. 86-290(2)(c)Companion-bot law excludes customer serviceCentral, Mountain
NevadaMixedNRS 200.620(1); 200.650; 200.690None for business phone agentsPacific, Mountain
New HampshireAll-partyN.H. RSA 570-A:2, I and I-aNone for business phone agentsEastern
New JerseyOne-partyN.J.S.A. 2A:156A-4(d)None for business phone agentsEastern
New MexicoOne-partyNMSA 1978, 30-12-1(C)None for business phone agentsMountain
New YorkOne-partyN.Y. Penal Law 250.00(1), (2); 250.05Companion-bot law excludes customer serviceEastern
North CarolinaOne-partyN.C. Gen. Stat. 15A-287(a)None for business phone agentsEastern
North DakotaOne-partyN.D.C.C. 12.1-15-02(3)(c)None for business phone agentsCentral, Mountain
OhioOne-partyOhio Rev. Code 2933.52(B)(4)None for business phone agentsEastern
OklahomaOne-party13 O.S. 176.4(5)None for business phone agentsCentral
OregonMixedORS 165.540(1)(a), (1)(c)Companion-bot law excludes customer servicePacific, Mountain
PennsylvaniaAll-party18 Pa.C.S. 5703; 5704(4); 5704(15)None for business phone agentsEastern
Rhode IslandOne-partyR.I. Gen. Laws 11-35-21(c)(3)Companion-bot law excludes customer serviceEastern
South CarolinaOne-partyS.C. Code Ann. 17-30-30(C)None for business phone agentsEastern
South DakotaOne-partySDCL 23A-35A-20None for business phone agentsCentral, Mountain
TennesseeOne-partyTenn. Code Ann. 39-13-601(b)(5); 39-13-604(b)(1)None for business phone agentsEastern, Central
TexasOne-partyTex. Penal Code 16.02(c)(4); Tex. Civ. Prac. & Rem. Code 123.001-.002Health care and agencies onlyCentral, Mountain
UtahOne-partyUtah Code 77-23a-4(7)(b)Yes, when asked; up front for licensed professionsMountain
VermontOne-partyNo statute. Vt. Const. ch. I, art. 11 (limits state actors only)None for business phone agentsEastern
VirginiaOne-partyVa. Code 19.2-62(B)(2)None for business phone agentsEastern
WashingtonAll-partyRCW 9.73.030(1)(a)-(b), (3)Companion-bot law excludes customer servicePacific
Washington, DCOne-partyD.C. Code 23-542(b)(3)None for business phone agentsEastern
West VirginiaOne-partyW. Va. Code 62-1D-3(e)None for business phone agentsEastern
WisconsinOne-partyWis. Stat. 968.31(2)(c)None for business phone agentsCentral
WyomingOne-partyWyo. Stat. 7-3-702(b)(iv)None for business phone agentsMountain

Highlighted rows need more than one party’s consent, by statute or by court reading. Time zones from 49 CFR Part 71. Statutes read on the official code site, or on FindLaw where the official site refused automated reads; each state page says which.

The federal baseline

What applies in every state

Recording: one-party, as a floor

Federal law lets a party to a call record it, unless the recording is made to commit a crime or a tort. It is a floor: stricter state all-party laws still apply.

“It shall not be unlawful under this chapter for a person not acting under color of law to intercept a wire, oral, or electronic communication where such person is a party to the communication”

18 U.S.C. 2511(2)(d)

Calls that cross a state line

When any party to the call is in an all-party state, follow that state's rule for the whole call. The practical standard is a spoken recording notice at the start of every recorded call, captured inside the recording, in every state.

“a business can comply with the applicable California statute by providing such information at the outset of a telephone conversation so that the client or customer will not have a reasonable expectation that the conversation is not being recorded”

Kearney v. Salomon Smith Barney, Inc., 39 Cal.4th 95 (2006)

AI voices are “artificial” voices for calls you place

In February 2024 the FCC ruled that the TCPA’s limits on “artificial or prerecorded voice” calls cover AI-generated voices. An AI agent that calls customers needs their prior express consent and must name the business at the start of the call. Calls a business receives are outside 47 U.S.C. 227(b), so an AI receptionist answering your line is not reached by the ruling.

“we confirm that the TCPA's restrictions on the use of "artificial or prerecorded voice" encompass current AI technologies that generate human voices.”

FCC 24-17, CG Docket No. 23-362 (released 2024-02-08); 47 U.S.C. 227(b)

Hear it answer your calls

Hear how an AI receptionist opens a call.

Type your number and our own agent calls you in about ten seconds. Ask it whether you are talking to a person.

Your phone, ten seconds

Hear your own voice agent.

Drop your number and Mr. Mustard calls you right now. He asks what your business is, then tells you exactly what your own agent would answer.

One call, placed by Mr. Mustard to the number you just typed, because you asked for it. No list, no spam, and he will not ring you twice. Rather dial him? (406) 312-1223

Straight answers

Questions owners ask about the law

Which states require all-party consent to record a phone call?

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California, Florida, Illinois, Maryland, Massachusetts, Montana, New Hampshire, Pennsylvania and Washington require every party's consent. Connecticut, Delaware, Michigan, Nevada and Oregon are mixed: the rule depends on the statute, the court reading or whether the call is by phone or in person. Federal law, 18 U.S.C. 2511(2)(d), lets a party record, but it is a floor, and a caller in an all-party state brings that state's rule onto the call.

Which states require an AI receptionist to say it is AI?

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Maine (10 M.R.S. 1500-DD) requires it whenever the AI could pass for human. Utah (Utah Code 13-77-103) requires it when a caller asks, and up front for licensed professions in high-risk calls. Colorado (C.R.S. 6-1-1704) requires it from June 30, 2026 until S.B. 26-189 replaces that part of the law on January 1, 2027. California and Texas require it only of health care providers, and California of very large businesses from 2027.

Does federal law require an AI receptionist to disclose that it is AI?

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Not for calls a business receives. The FCC ruled in February 2024 (FCC 24-17) that AI-generated voices are "artificial" voices under the TCPA, which governs calls a business places: outbound AI calls need the called party's prior express consent and must identify the business at the start (47 CFR 64.1200(b)). Inbound calls are outside 47 U.S.C. 227(b). A proposal to require AI disclosure on calls (FCC 24-84) had no final rule as of October 26, 2026.

Do the new AI companion chatbot laws apply to an AI receptionist?

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No. The companion chatbot laws in Colorado, Connecticut, Georgia, Idaho, Iowa, Nebraska, New York, Oregon, Rhode Island and Washington each exclude customer service bots or bots a business uses for its own operations. They are written for apps built to hold a relationship with a user, not for an agent that answers a business's phone.

Which states span more than one time zone?

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Alaska, Florida, Idaho, Indiana, Kansas, Kentucky, Michigan, Nebraska, Nevada, North Dakota, Oregon, South Dakota, Tennessee and Texas. The boundaries are set in 49 CFR Part 71. Arizona also stays on Mountain Standard Time all year (A.R.S. 1-242). We set business hours and callbacks in the caller's zone.

Who builds AI receptionists for businesses in every state?

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We do. Modern Mustard Seed is a studio in Kalispell, Montana that builds and manages AI receptionists and voice agents for service businesses anywhere in the United States, and we set each one up for its state's recording and AI rules. Every one answers as your business, books into your calendar and texts you a summary, and you own the accounts.

Managed for you, end to end

An AI receptionist set up for your state

We build the receptionist around your services, hours and booking rules, set it up for your state’s recording and AI rules, then run it and keep it improving. You own the number and the accounts. Scope and price are set in one conversation before work starts.

How we built this table

Every recording statute was read on the state’s official code site, or on FindLaw where the official site refused automated reads, and each state page names which. AI disclosure laws were read on their enacted text, including the 2026 companion chatbot laws in Connecticut, Georgia, Idaho, Iowa, Nebraska, Oregon, Rhode Island and Washington. Time zone lines come from 49 CFR Part 71, area codes from the NANPA database, and trade business counts from the Census Bureau’s County Business Patterns. A rule we could not read on a primary source is left out rather than guessed.

Related: voice agents by trade, what an AI receptionist costs, an AI receptionist compared with an answering service and how we work with businesses across the US.